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E&O Insurance

Appraiser Licenses:
Richard Havel
Charles Havel
Shari Theodozio
Kurt Wiese
Walter Seidel














    Company overview

    HAVEL APPRAISALS is a family owned and operated business dedicated to producing high quality, professional and reliable appraisal reports.  Our company believes that all clients are high priority and that all reports are completed objectively, professionally, and with the most current and up-to-date information.  By providing fast response, expertise and high quality reports, HAVEL APPRAISALS generates satisfied repeat customers.

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Real Estate Appraiser License

    Our executive team:

Richard Havel
License # AL034064

Richard is the chief appraiser and owner of HAVEL APPRAISALS.  He has experience in all types of single family residential properties and condominiums.  Richard has lived in Merced County for nearly 29 years and has vast knowledge of the community and its fast growing real estate market.  Richard has also worked in the banking/lending industry and is able to communicate knowledgeably with consumers, brokers, lenders and review boards.

Charles Havel
License # AL040721

Having lived in Merced for over 35 years, Charles is our company expert on comparables, neighborhood analysis and site analysis.  Charles has worked in the appraisal business for nearly 3 years and is currently finishing his appraiser coursework through Allied Business Schools to obtain his appraiser license.  Charles has extensive training and knowledge of the appraisal software programs such as APEX, Wintotal, RealQuest, MetroScan, Alamode and Microsoft Office to complete various appraisal assignments.  Having a BA in criminal Justice and a background in Office Management over the past 10 years makes Charles an integral part of our appraisal company.

Shari Theodozio
Appraiser/Office Manager
License # AL037922

Shari has been working with her brothers in the Appraisal business for nearly two years.  As the Office Manager, Shari is responsible for all the order processing, scheduling, accounts receivable and bookkeeping.   Currently, Shari is taking the Real Estate Appraiser courses and the USPAP course with Allied business Schools to earn her Appraisers license.  With a BS degree in Business Management and over 3 years of banking/lending experience, Shari is a valuable asset to our company.


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